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ABOUT US


What We Are


We give unbiased, no-conflict-of-interest, honest advice. We help our clients build their net worth while keeping their values intact. We offer attentive service and solutions that are tailored to each person's unique needs. We work with people who want to build a long-term relationship with a financial advisor who cares about their future. Our client's success is our success. We are located in Tucson, AZ and serve clients virtually throughout the rest of the country. 

What We Are Not


We don't sell financial products on commission. We don't believe in get-rich-quick schemes. We're not insurance agents. We're not stockbrokers. We don't ignore assets we're not managing and we don't offer boilerplate solutions.

WHITE PAPER: THE HOLISTIC FINANCIAL PLAN


OUR TEAM


Penny Marchand, CFP®, EA Photo

Penny Marchand, CFP®, EA

Senior Advisor/Founder
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PENNY MARCHAND, CFP®, EA

Senior Advisor/Founder


Penny Marchand, CFP, EA is the principal of Cambridge Financial Group, LLC. Penny started her career in financial planning in 1988.  She is a Certified Financial Planner, Investment Advisor Representative and is a graduate of the College for Financial Planning. She is also an Enrolled Agent with the Internal Revenue Service, Department of the Treasury. Penny has obtained the Series 7, 6, 63 and 65 securities licenses, as well as an insurance license. Penny is a member of the National Association of Personal Financial Advisors and is a founding member of the Alliance of Comprehensive Planners, a group of financial advisors dedicated to providing holistic, comprehensive financial planning. Penny served a three year term on the Board of Directors and also served as the President of the ACP Board.

Penny and her husband, Gaston, enjoy traveling and exploring new places. She enjoys pickleball, biking, swimming and is a voracious reader.  

Alicia Klein, CFP®, EA Photo

Alicia Klein, CFP®, EA

Senior Advisor/Principal
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ALICIA KLEIN, CFP®, EA

Senior Advisor/Principal


Alicia Klein is a Certified Financial Planner™.  She is a graduate from the University of Arizona - Eller College of Management with a BSBA in Marketing and has worked for Cambridge since 2011. Alicia specializes in tax strategy and savings, debt reduction plans and integrative investment plans. She is a Investment Advisor Representative and enrolled to practice before the IRS.

In her spare time, she enjoys traveling with her husband (Sam), skiing, yoga, and cooking for friends and family.

Cole McClarren, CFP®, EA Photo

Cole McClarren, CFP®, EA

Senior Advisor/Partner
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COLE MCCLARREN, CFP®, EA

Senior Advisor/Partner


Cole is a Certified Financial Planner™, Investment Advisor Representative, and is enrolled to practice before the IRS. Cole is a graduate of Susquehanna University, where he earned degrees in Business Administration, with an emphasis in Finance, as well as Economics.

Cole joined Cambridge Financial Group, LLC in 2013. He specializes in Stock Option planning, investments, goal setting, and cash flow management.

Outside of work, Cole enjoys spending time with wife (Mickey) and son (Oren), reading, riding his bike, and figuring out how to fix things around the house from YouTube. 

Bonnie Courtney, CCO, IAR Photo

Bonnie Courtney, CCO, IAR

Operations Manager/Partner
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BONNIE COURTNEY, CCO, IAR

Operations manager/Partner


Bonnie is our Operations and Client Service Manager at Cambridge Financial Group, LLC. Prior to joining CFG, her career began in 1988 as a Financial Planner and Registered Representative with her own practice in Santa Barbara, CA. After taking time off to raise her young children, she re-licensed and re-entered the Financial Services industry and is currently an Investment Advisor Representative.

Her primary focus at Cambridge Financial Group includes day to day office operations and compliance. When it comes to client services, her intent is to be hard-working, caring and to provide outstanding client support.

In her free time, Bonnie enjoys spending time with her daughters and husband. She loves traveling, hiking, being outdoors, Barre3 and a good laugh with friends.


Brandon Hodgeson, CFP®, EA Photo

Brandon Hodgeson, CFP®, EA

Senior Advisor/Partner
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BRANDON HODGESON

Senior Advisor/partner


Brandon is a Certified Financial Planner™ who has been in the financial industry since 2010. He joined Cambridge Financial Group in 2017 and became a Partner in 2023. He graduated from the University of Arizona in 2010 with a degree in Spanish. Brandon is an Enrolled Agent with the IRS. 

Brandon and his wife, Tiffany, have twin sons, Levi and Colt. He and his family love to travel and spend time outdoors together. Brandon enjoys hunting, fishing, backpacking and playing the guitar.

Lauren Mishra, PHD, CFP®, EA Photo

Lauren Mishra, PHD, CFP®, EA

Associate Advisor
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Lauren Mishra, PHD, CFP®, EA

Associate Advisor


Lauren Mishra is a Certified Financial PlannerTM and a member of the National Association of Personal Financial Advisors as well as the XY Planning Network. She completed a doctorate at the University of Michigan in Medicinal Chemistry and worked as a synthetic pharmaceutical chemist before changing careers to focus on financial planning. 

Lauren joined Cambridge Financial Group in 2020. She specializes in debt management, budgeting, and goal setting.   

Outside of work, Lauren and her husband and two small children love to be outdoors hiking, swimming, golfing, and skiing.

Courtney Reyes, FPQP Photo

Courtney Reyes, FPQP

Paraplanner
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COURTNEY REYES, FPQP

Paraplanner


Courtney is the Client Service Specialist at Cambridge Financial Group, LLC. She graduated from the University of Arizona in 2017 with a Bachelor’s Degree in Criminal Justice with Honors, a Bachelor’s Degree in Public Management and Policy, and a minor in Psychology. She spent a little over four years living abroad in Okinawa, Japan where she gained experience in the tax field and discovered her passion for finance. She is currently pursuing her Financial Paraplanner Qualified Professional designation.

In her free time, Courtney enjoys country dancing, rock climbing, and spending quality time with her daughter.

Daniel Cossette Photo

Daniel Cossette

Paraplanner
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DANIEL COSSETTE

PARAPLANNER


Daniel is a Paraplanner with Cambridge Financial Group LLC.  Initially, he started his professional career in ministry as a pastor.  He obtained a bachelor’s degree in biblical studies from Moody Bible Institute in Chicago, IL.  As his family grew to include himself, his wife and two daughters, he shifted to helping others in the financial industry.  He served as a banker at Chase Bank and is now pursuing an advising career with Cambridge Financial Group LLC.  

When Daniel's not working, he enjoys working with his wife and two daughters on their little farm, caring for their land, reading, drinking coffee, and spending time in the wilderness on trail runs with his dog, Miley.  

Katy Kennedy Photo

Katy Kennedy

Operations Associate
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KATY KENNEDY

oPERATIONS ASSOCIATE


Katy is the Operations Associate at Cambridge Financial Group, LLC. She began her career in Retail Management and there discovered her love of accounting processes. She comes to us with 15 years of accounting and management experience, specializing in data analysis and bookkeeping.

Katy enjoys reading, group fitness classes, and event planning. She and her husband, Sean, have a daughter in high school and a son in middle school. Together, they love to travel, visit amusement parks, and play board games.

Taya Simmons Photo

Taya Simmons

Client Services
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TAYA SIMMONS

CLIENT SERVICES


Taya is excited to be part of the CFG team and looks forward to working with you as a point of contact for scheduling and meeting preparations.

Taya is a graduate from the University of Arizona - Eller College of Management with a Bachelor's degree in Marketing and a minor in Psychology.  After graduation, she began her professional career in the auto insurance industry.  She comes to Cambridge Financial Group from working in the insurance industry for 10 years with a majority of her experience in leadership roles. 

Outside of CFG, Taya enjoys spending her time being active, whether hiking or riding her Peloton bike. She is also a big University of Arizona sports fan and loves attending UA basketball games with her boyfriend.

Cheryl Collins, FPQP Photo

Cheryl Collins, FPQP

Client Services
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CHERYL COLLINS

Client Services


Cheryl has started a new chapter in her life in a totally new industry with Cambridge Financial Group.  Having spent most of her professional career in the retail industry she worked up from a sales associate to store manager to buyer.  She left retail to raise her daughter and son.  She comes to CFG from working in the Beauty industry for over 18 years as a salon manager.  Cheryl has always prided herself on great customer service in all facets of experience.

At CFG, Cheryl is our paraplanner and receptionist and the person you will be in contact with regarding scheduling and ongoing meeting preparation.  

Outside of CFG Cheryl enjoys spending time with her husband, Dale. She loves visiting her daughter, Stephanie, who lives in Boulder, CO and her son, Sean, and his wife, Shakayla, in Mission Viejo, CA.  She is an avid quilter who loves to read, attend Zumba classes and watch old movies.

OUR SERVICES


 

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Cash Flow Management

We will help you develop a spending plan that will ensure you're not living above your means. You will then be able to anticipate and meet funding needs in areas such as your children's education, retirement and other long-term goals.  

 

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Education Funding

We can help you explore and analyze the numerous options available for funding education, such as UGMA accounts, Educational IRAs, 529 plans and employee benefit plans.  

 

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Estate Planning

We will review your estate planning needs, existing wills and trusts and recommend steps you can take to maximize the benefits to your heirs while minimizing the tax liability on your legacy.

 

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Employee Benefits

We can provide strategies for exercising stock options, maximizing the tax benefits of flexible spending accounts and achieving an effective balance of retirement accounts and taxable investments.

 

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Retirement Planning

Retirement planning has two phases; accumulation and actual retirement. During the accumulation phase we assist clients in setting goals and implementing strategies to meet them. We help our retired clients enjoy the lifestyle they’ve earned.

 

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Insurance

After reviewing your current policies, we can offer unbiased judgment on whether they meet your needs. If additional policies are warranted, we can suggest options objectively, since we do not sell any products. 

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Investment Advisory Services

Our foremost concern is your success, not product sales. We will use our expertise to develop an effective investment strategy designed to reach your objectives while reflecting your tolerance for risk.

 

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Tax Planning & Preparation

We prepare your personal income taxes and provide you with professional tax-planning advice year-round. By teaching you how to reduce your taxes, tax savings often offset our annual retainer fee.

Open Retainer

An Open Retainer provides holistic/comprehensive financial planning for a fixed fee over the course of one year. Services provided may include, but are not limited to: tax preparation, tax planning, insurance review, inventory of assets, analysis of financial goals, portfolio analysis, development of an asset allocation strategy, no-load mutual fund recommendations, retirement planning and estate plan reviews. More Info

EdgeAhead

EdgeAhead is designed for Young Professionals who have important financial questions, but do not have the assets to warrant a full-time financial advisor. More info:  Financial Review Contract

Financial Review

Financial Reviews consist of three-hours of appointment time and concentrate on specific topics of interest to the client. The Financial Review is an excellent way to begin the financial planning process. Your questions get answered and both you and the Advisor can determine if ongoing planning services are warranted. 

The fee for this service is $2,000. If a client wishes to upgrade to the Open Retainer option, they may receive credit toward their Open Retainer for fees paid for a financial review within the prior thirty days. Financial Review ContractFinancial Profile

CLIENT CENTER


 


Address

6700 N Oracle Rd Ste 324
Tucson, AZ 85704


Phone

(520) 531-0550


Check the background of this firm on FINRA’s BrokerCheck.